Getting a Rental Car After Your Utah Accident
Don't be without transportation while your car is being repaired. Here's how to get a rental car covered by insurance.
Who Pays for Your Rental Car?
If You Were NOT at Fault:
The at-fault driver's insurance (their liability coverage) should pay for your rental car from day 1 until your vehicle is repaired or you receive a settlement.
If You Were at Fault:
Your own insurance will only cover a rental if you have "rental reimbursement" coverage on your policy (typically $30-50/day for 30 days).
How Long Can You Keep the Rental?
- • During Repairs: As long as your vehicle is in the shop (up to reasonable repair time)
- • If Totaled: Insurance typically covers 3-7 days after they declare it a total loss
- • If They're Delaying: You can demand extended rental if the insurance company is unreasonably slow
What Class of Rental Can You Get?
Insurance owes you a "comparable" vehicle - not necessarily the same make/model.
- • Had a sedan? They'll cover a standard sedan rental
- • Had an SUV? You're entitled to an SUV rental
- • Had a truck? You can request a pickup truck
- • Had a luxury car? Negotiate for premium rental (they'll fight this)
⚠️ Common Insurance Tactics
- • "We only cover $25/day" - FALSE if they're liable for the accident
- • "Repairs should only take 3 days" - Unrealistic, body shops need 1-3 weeks
- • "Use our preferred rental company" - You can choose ANY rental company
- • Refusing to cover rental at all - Get a lawyer immediately
Insurance Won't Cover Rental?
We'll help you fight for rental reimbursement.
Get Help Now📞 (801) 458-2478⚖️ Lawyer Can Force Payment
If insurance denies rental coverage, an attorney can demand payment under bad faith laws.
Learn Insurance Tactics →